Agriculture Loan
Support your farming journey with our reliable and farmer-friendly agriculture loan solutions. Designed for farmers, agri-entrepreneurs, and allied businesses, our loans help cover essential needs like seeds, fertilizers, equipment, and expansion. With competitive interest rates and flexible repayment options, we empower you to grow, sustain, and strengthen your agricultural future with confidence.
Why Choose TFSL Group?
- Loan Amount: Varies based on the type of farming, land ownership, and project requirements. Generally, loans range from ₹50,000/- to ₹10 Lakh.
- Low Interest Rates (ROI): 6.75% per annul (subject to loan type and borrower profile).
- Repayment Tenure: Flexible tenure ranging from 1 year to 10 years, based on loan amount and the project’s cash flow.
- Quick Disbursement: Funds are disbursed promptly once all necessary documentation and procedures are completed.
- No Prepayment Penalty: You can repay your loan early without any penalty charges.
- Loan Coverage: Can be used for purchasing machinery, fertilizers, seeds, irrigation systems, and other farming equipment.
- Age: Applicant should be between 21 to 59 years of age.
- Farm Ownership: Applicant must own or lease agricultural land for at least 1-2 years.
- Credit Score: A decent credit score is preferred, but not mandatory for farmers with established income sources.
- Aadhar Card (for identity verification)
- Pan Card (for income tax and verification)
- Land Ownership Document (or lease agreement, if applicable)
- Bank Statement (for the last 6 months)
- Passport-sized Photograph (for identification)
- 6.75% annual interest rate (subject to the type of loan and borrower profile).
- Flexible terms based on the loan amount and repayment duration
- ₹3,850/- (₹3,000/- refundable upon loan disbursement).
Health & Fund Insurance with Agriculture Loan
To support and protect our farmers beyond financial assistance, we offer Health and Fund Insurance as an added benefit with every agriculture loan—at no extra cost. In partnership with trusted insurance providers, this coverage ensures security against health risks, accidents, and financial uncertainties associated with agricultural work.
Insurance Benefits for Agriculture Loan Holders
Health Insurance
Covers hospitalization, medical treatments, and doctor consultations—essential for farmers exposed to field-related health risks.Accidental Coverage
Provides financial support for medical expenses in case of accidents during farming activities.Income Protection
Safeguards against loss of income due to health issues or unforeseen incidents, ensuring financial stability.Life Insurance
Offers a lump sum benefit to the borrower’s family in case of accidental death, securing their future.Property Insurance
Protects agricultural assets such as crops and machinery against natural calamities and unexpected damage.Comprehensive Protection
Includes coverage for medical emergencies, accidental death, disability, and more.Quick & Hassle-Free Claims
Ensures fast, smooth, and efficient claim settlement.Cashless Hospital Network
Access quality treatment across a wide network of hospitals without upfront payments.24/7 Assistance
Round-the-clock support for all health and insurance-related queries.
We are a trusted financial solutions provider dedicated to helping individuals and businesses achieve their financial goals. Our expert team delivers reliable, transparent, and personalized services tailored to every client.
Our Core Values
Integrity
We operate with honesty, transparency, and strong ethical principles, ensuring our clients can always rely on us to act in their best interest.
Innovation
We continuously embrace new ideas and technologies to provide modern financial solutions that adapt to the evolving market landscape.
Customer Commitment
Our clients are at the center of everything we do. We focus on understanding their needs and delivering personalized financial solutions that truly add value.
Excellence
We strive for the highest standards in our services, ensuring quality, professionalism, and consistent results for every client we serve.
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