Loan against property (Lap)

Loan Against Property (LAP)

Unlock the value of your property with our flexible Loan Against Property solutions. By leveraging your residential or commercial asset, you can access high-value funds at competitive interest rates. Whether for business expansion, personal needs, or major financial goals, this loan helps you meet your requirements while retaining ownership of your property.

Why Choose TFSL Group?

  • Loan Amount – Up to 70% to 80% of property value.
  • Long Tenure – Repayment terms can go up to 20 years.
  • Low Interest Rates – Competitive interest rates for secured loans.
  • Loan Amount – Up to 70% to 80% of property value.
  • Long Tenure – Repayment terms can go up to 20 years.
  • Low Interest Rates – Competitive interest rates for secured loans.
  • Property documents (Title deed, property tax receipts).
  • Identity and address proof.
  • Income proof (Salary slips, bank statements).
  • Bank statements for the last 6 months.
  • 6.75% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  • 3,850/- (3,000/- refundable upon loan disbursement).
  • Health & Fund Insurance with LAP

    With our Loan Against Property (LAP), you gain more than just access to high-value funds—you also receive complimentary Health and Fund Insurance for complete peace of mind. In partnership with trusted insurance providers, we ensure that both your health and your property are protected against life’s uncertainties.

    Key Benefits

    Health Insurance for Property Owners
    Get coverage for hospitalization, surgeries, and medical treatments to safeguard your well-being.

    Property Protection Insurance
    Protect your residential or commercial property against risks like natural calamities, fire, theft, and accidental damage.

    Life & Disability Coverage
    Ensure your family’s financial security with coverage that helps manage loan obligations in case of accidental death or disability.

    Fund Protection
    Maintain financial stability during unforeseen life events that may impact your income.

    Comprehensive Protection
    Benefit from all-in-one coverage including medical emergencies, accidental risks, disability, and property-related damages.

    Quick & Hassle-Free Claims
    Experience a smooth and efficient claims process with minimal paperwork.

    Cashless Hospitalization
    Access quality healthcare services through a wide network of partner hospitals without upfront payments.

    24/7 Assistance
    Receive round-the-clock support for all your insurance and claims-related needs.

We are a trusted financial solutions provider dedicated to helping individuals and businesses achieve their financial goals. Our expert team delivers reliable, transparent, and personalized services tailored to every client.

Our Core Values

Integrity

We operate with honesty, transparency, and strong ethical principles, ensuring our clients can always rely on us to act in their best interest.

Innovation

We continuously embrace new ideas and technologies to provide modern financial solutions that adapt to the evolving market landscape.

Customer Commitment

Our clients are at the center of everything we do. We focus on understanding their needs and delivering personalized financial solutions that truly add value.

Excellence

We strive for the highest standards in our services, ensuring quality, professionalism, and consistent results for every client we serve.

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