Business Loan

Business Loan

Fuel your business growth with our flexible and reliable business loan solutions. Whether you’re expanding operations, investing in new equipment, or managing day-to-day working capital, we offer customized financial support tailored to businesses of every size. With competitive rates and easy repayment options, we help you take your business to the next level with confidence.

  • The business should have been operational for at least 2 years.
  • Minimum turnover of 2.5 Lakh per year.
  • Stable income and good financial records.
  • Personal guarantee of the business owner.
  • Age: Applicant should be between 21 to 59 years of age.
  • Farm Ownership: Applicant must own or lease agricultural land for at least 1-2 years.
  • Credit Score: A decent credit score is preferred, but not mandatory for farmers with established income sources.
  • KYC Documents
    Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID)
    Address Proof (Utility Bills, Rent Agreement, Driving License)

    Business Proof
    Business Registration Certificate / GST Registration
    Shop Act License / Trade License
    Partnership Deed / Incorporation Certificate (if applicable)

    Financial Documents
    Last 6–12 months Bank Statements
    Income Tax Returns (ITR) for the last 2–3 years
    Profit & Loss Statement and Balance Sheet

    Income Proof
    Salary Slips (if applicable)
    Business Income Proof / Turnover Details

    Other Documents
    Passport Size Photographs
    Loan Application Form (duly filled)
    Existing Loan Details (if any)

  • 6.75% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  • 3,850/- (3,000/- refundable upon loan disbursement).
  • Insurance Benefits with Business Loan

    At TFSL, we don’t just support your business financially—we ensure complete protection for you and your enterprise. Along with your business loan, you receive integrated insurance coverage designed to secure your health, safeguard your family, and maintain business continuity. In collaboration with trusted insurance partners, we help you stay prepared for any unexpected challenges while you focus on growth.

    Key Benefits

    Health Insurance for Entrepreneurs
    Stay protected with coverage for hospitalization, surgeries, and medical emergencies.

    Business Continuity Fund
    Ensure your business operations remain stable with financial support during unforeseen health issues or personal setbacks.

    Life & Disability Coverage
    Secure your family’s future with protection against accidental death, critical illness, or permanent disability.

    Medical Assistance Coverage
    Benefit from added support like ambulance services and coverage for select pre-existing conditions.

    Comprehensive Protection
    Enjoy all-in-one coverage including medical emergencies, accidental risks, and financial security.

    Quick & Hassle-Free Claims
    Experience a smooth, transparent, and efficient claim settlement process.

    Cashless Hospitalization
    Get access to quality healthcare across a wide network of partner hospitals without upfront payments.

    24/7 Assistance
    Receive round-the-clock support for all your health and insurance-related queries.

We are a trusted financial solutions provider dedicated to helping individuals and businesses achieve their financial goals. Our expert team delivers reliable, transparent, and personalized services tailored to every client.

Our Core Values

Integrity

We operate with honesty, transparency, and strong ethical principles, ensuring our clients can always rely on us to act in their best interest.

Innovation

We continuously embrace new ideas and technologies to provide modern financial solutions that adapt to the evolving market landscape.

Customer Commitment

Our clients are at the center of everything we do. We focus on understanding their needs and delivering personalized financial solutions that truly add value.

Excellence

We strive for the highest standards in our services, ensuring quality, professionalism, and consistent results for every client we serve.

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